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    Investor managed or professionally managed via a managed account of individual bonds. In some cases liquidity can disappear altogether for indefinite periods. Savings bonds mature after a certain number of years. The IRS wants the taxes due on your bond even if you haven't yet gotten around to cashing it in. The subject line of the e-mail you send will be "Fidelity.
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    Bond Maturity

    Important legal information about the email you will be sending. By using this service, you agree to input your real email address and only send it to people you know. It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity.
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    MANAGING YOUR MONEY

    Why Zacks? Learn to Be a Better Investor. Forgot Password. If you hold bonds through a brokerage, they'll likely automatically be cashed in when they mature, or stop paying interest. But otherwise, as is often the case with U. Bonds that have matured do not accrue any more interest.
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    The U. Treasury doesn't much care if you hang onto a savings bond after it reaches final maturity. On the other hand, final maturity is very important to the Internal Revenue Service. The IRS wants the taxes due on your bond even if you haven't yet gotten around to cashing it in. Failure to do so could lead to a penalty. Bonds are issued by month and their maturity dates depend on the type of bond you have and when you purchased it. Series E bonds bought between May and November mature in 40 years, but if you bought the same type of bond between December and June , it would mature in 30 years.
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    Have a Savings Bond That Matured? Here's What to Do With It

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